McORE • US Pilates professionals

Compare Pilates Insurance for Instructors & Studios

Compare published prices, coverage features, and teaching eligibility in one place.

Compare Insurance Options

Prices and eligibility vary. Confirm coverage and final pricing with the provider.

Compare Pilates Instructor and Studio Insurance

Choose your situation to compare published prices and liability coverage. Confirm your teaching activities and eligibility directly with the provider.

Independent instructorStudent / trainee instructorStudio ownerAll options

Showing all 6 programs. Expand a card to check terms, limitations and sources.

Provider / program

Audience

Published starting price

General liability

Professional liability

Insurance Canopy

Instructor · trainee

From $159/year or $15/month

Included

Included

Insure Fitness Group — instructor

Independent instructor

$189/year

Included

Included

Insure Fitness Group — student

Student / trainee instructor

$65/year

Included

Included

CM&F — Pilates instructor

Instructor

From $228/year

Optional add-on

Included

Gym Insurance by PushPress

Studio owner

From $24/month

Included in liability bundle

Included in liability bundle

Philadelphia Insurance Companies — Fitness Studios

Studio owner

Quote required

Available in program

Available in program

Insurance Canopy

Instructor · trainee

From $159/year or $15/month

General liability: Included. Professional liability: Included.

Limits: GL + PL: $2M occurrence / $3M aggregate.

Reformer eligibility: Published in brochure.

View Provider
Billing, teaching eligibility & policy details

Pricing and billing: From $159/year or $15/month. Provider pages disagree on monthly policy versus installment wording; final payment schedule and policy term: Not verified. Teaching: Mat and reformer: published in provider brochure. Online and home-based: published. Students: available; exact training restrictions: Not verified. Limits: General + professional liability: $2M each occurrence / $3M aggregate (combined published limits).

Add-ons, limitations & insurer

Features: Optional: gear/equipment, cyber, diet/nutrition, and sexual abuse/molestation cover. Additional insureds cost extra. Limitations: Not sold in Missouri. Equipment add-on excludes structures/permanent fixtures. Full policy exclusions: Not verified. Actual underwriting insurer: Not verified.

Published information checked October 7, 2026. Details are summaries; policy terms control.

Policy / additional sourceMonthly billing source

Insure Fitness Group — instructor

Independent instructor

$189/year

General liability: Included. Professional liability: Included.

Limits: GL + PL: $1M occurrence / $3M aggregate.

Reformer eligibility: Published.

View Provider
Billing, teaching eligibility & policy details

Pricing and billing: $189/year. One-year policy. Monthly payment option: Not verified. Teaching: Mat, reformer, approved apparatus, online, and approved home settings published. Limits: General + professional liability: published $1M per occurrence / $3M aggregate. Confirm shared limits in policy documents.

Add-ons, limitations & insurer

Features: Additional insureds: $10 each or $30 unlimited, per the Pilates program page. Instant certificate. Equipment property coverage: Not verified. Limitations: Individual instructor policy, not studio business-owner insurance. Aerial yoga, medical-license procedures, and equipment repurposed beyond intended design excluded. Gallagher Affinity is the broker. Actual underwriting insurer: Not verified.

Published information checked October 7, 2026. Details are summaries; policy terms control.

Policy / additional source

Insure Fitness Group — student

Student / trainee instructor

$65/year

General liability: Included. Professional liability: Included.

Limits: GL + PL: $1M occurrence / $3M annual total.

Reformer eligibility: Not verified for individual trainee activities.

View Provider
Billing, teaching eligibility & policy details

Pricing and billing: $65/year. One-year student policy; must be enrolled in initial certification when coverage starts. Teaching: Pilates and online instruction published. Only covered modalities/methods in your coursework. Mat, reformer, and home teaching individually: Not verified. Limits: General + professional liability: $1M per occurrence / $3M per year (combined published presentation).

Add-ons, limitations & insurer

Features: Instant certificate; occurrence form. Additional insured fees and equipment property coverage: Not verified. Limitations: Only disciplines and methods in enrolled coursework related to covered modalities. Confirm supervised, paid, and unpaid practice eligibility. Gallagher Affinity is the broker. Actual underwriting insurer: Not verified.

Published information checked October 7, 2026. Details are summaries; policy terms control.

Policy / additional source

CM&F — Pilates instructor

Instructor

From $228/year

General liability: Optional add-on. Professional liability: Included.

Limits: PL: $1M claim / $6M aggregate; GL optional.

Reformer eligibility: Not verified.

View Provider
Billing, teaching eligibility & policy details

Pricing and billing: From $228/year for advertised $1M/$6M liability limits. Final premium depends on application. Monthly payments: Not verified. Teaching: Pilates instructor program published. Mat, reformer, online fitness classes, and home teaching specifically: Not verified; confirm your scope. Limits: Professional liability: policy details list $1M per claim / $6M aggregate. General liability add-on limits: Not verified.

Add-ons, limitations & insurer

Features: Additional insured endorsement at no added cost; shares named insured’s limit for vicarious liability. General liability optional. Limitations: Services must be within your scope and relevant state laws. Full Pilates-specific exclusions: Not verified. Actual underwriting insurer for this program: Not verified.

Published information checked October 7, 2026. Details are summaries; policy terms control.

Gym Insurance by PushPress

Studio owner

From $24/month

General liability: Included in liability bundle. Professional liability: Included in liability bundle.

Limits: GL: $1M occurrence / $3M aggregate; PL limits Not verified.

Reformer eligibility: Published for studios.

View Provider
Billing, teaching eligibility & policy details

Pricing and billing: From $24/month for liability bundle. Property costs extra. Monthly installment vs monthly policy and annual total: Not verified. Teaching: Pilates studios/reformers published. Mat, online, home-based, and individual trainee eligibility: Not verified. Limits: General liability: standard $1M per occurrence / $3M aggregate. Separate professional liability limits: Not verified.

Add-ons, limitations & insurer

Features: Optional property for apparatus and tenant improvements; workers’ compensation separately available. Landlord additional insured published; fee: Not verified. Limitations: Building shell and clinical physical therapy/sports rehab under same business entity excluded. Available in 48 contiguous states. Actual underwriting insurer: Not verified.

Published information checked October 7, 2026. Details are summaries; policy terms control.

Philadelphia Insurance Companies — Fitness Studios

Studio owner

Quote required; price Not verified

General liability: Available in program. Professional liability: Available in program.

Limits: GL + PL: $1M occurrence / $3M aggregate.

Reformer eligibility: Pilates studios with equipment published; model Not verified.

View Provider
Billing, teaching eligibility & policy details

Pricing and billing: Published starting premium: Not verified. Quote required. Installment plans available for accounts with at least $2,000 premium; these are payment installments, not monthly policies. Teaching: Pilates studios with equipment: published. Reformer model, online, home-based teaching and individual trainee eligibility: Not verified. Limits: General + professional liability: published $1M per occurrence / $3M aggregate; higher limits available.

Add-ons, limitations & insurer

Features: Property optional; cannot be purchased alone. Employees and independent contractors included in published program description. Additional insured eligibility includes landlords and equipment rental companies; fee: Not verified. Limitations: Application requires a separate form per location and a risk-purchasing-group fee. Full policy exclusions: Not verified; disclose all activities. Philadelphia Insurance Companies is the program brand. Exact underwriting entity for your quote: Not verified.

Published information checked October 7, 2026. Details are summaries; policy terms control.

Policy / additional source

How Much Does Pilates Instructor Insurance Cost?

The instructor programs in this comparison list starting annual prices of $159, $189 and $228. IFG lists a separate $65 annual student policy for eligible trainees. These amounts describe different programs, not identical coverage or personalized quotes.

Compare general and professional liability limits, covered teaching activities, additional insured fees and optional equipment coverage. Monthly payments may have different totals and terms. Studio insurance should be assessed separately because premises, property and employee exposures can change the price.

Pilates Instructor Liability Insurance: What to Compare

Coverage depends on the policy, endorsements, exclusions, and your activities.

01

General liability

Check protection for third-party injury or property-damage claims arising from business operations.

02

Professional liability

Check protection for claims that your instruction or programming caused harm.

03

Reformer and apparatus eligibility

Name every apparatus and method you teach. Ask the provider to confirm them in writing.

04

Online and home-based teaching

Confirm live versus recorded classes, your home premises, and where clients are located.

05

Additional insured requirements

Ask each venue what endorsement it requires. A certificate alone does not add an insured.

06

Equipment and studio property coverage

Check owned and rented apparatus, covered causes of loss, replacement value, and deductibles. Liability is different from property insurance.

Instructor insurance vs. studio insurance

Instructors

Check coverage for your teaching activities and locations, including work across studios and practice teaching.

Compare options for your situation

Studio owners

Also investigate premises, business property, employees, and other business exposures. An individual instructor policy may not cover the studio entity.

Compare options for your situation

Frequently asked questions

How much does Pilates insurance cost?

The instructor programs listed here advertise starting prices of $159, $189 and $228 per year; the separate IFG student program lists $65 per year for eligible trainees. These are different policies, not equivalent quotes. Compare liability limits, exclusions, add-ons and billing terms, then confirm the final premium with the provider.

Does a policy cover reformer Pilates?

Some do. IFG’s Pilates page names reformer instruction; Canopy’s brochure names reformer Pilates. Confirm your precise apparatus, methods, and exclusions before buying.

Can student teachers obtain coverage?

Some programs accept trainees. IFG’s student policy requires enrollment in initial certification at the effective date and limits coverage to methods in coursework. Confirm your training and practice activities.

Does coverage include online classes?

Some programs publish online eligibility. Check live and recorded formats and client locations; online teaching liability is different from optional cyber coverage.

Can I teach at multiple studios?

Some instructor programs publish portable coverage. Confirm each venue and any additional insured requirements; the venue’s policy may not protect you personally.

What is an additional insured?

A qualifying third party added to receive specified protection under your policy, such as a venue. It does not automatically insure other instructors, and a certificate is not the same as an endorsement.

Does instructor insurance cover my equipment?

Not automatically. Canopy offers equipment cover as an add-on; studio property is separately priced in the PushPress program. Ask specifically about rented reformers, damage, theft, limits, and deductibles.

How do I obtain a personalized quote?

Choose View Provider to visit the provider’s website. Give the provider your location, teaching activities, trainee status, venue requirements, and equipment details. Quotes and insurance sales happen with the provider.

Primary sources for these answers:

Canopy: teaching, additional insureds & equipmentIFG: Pilates settings & reformer eligibilityIFG: student eligibilityPushPress: studio and property coverage

Need a Reformer for Your Training or Teaching?

Rent a reformer for instructor training, or request instructor partner pricing when you are ready to buy. Explore the option that fits your practice space and budget.

Explore Instructor RentalRequest Instructor Partner Pricing

Sources and transparency

Last checked: October 7, 2026. This comparison uses provider-owned Pilates, student, and studio program pages and linked materials. Programs were selected for published US Pilates relevance and audience coverage. This is a selected sample, not the whole market, a ranking, or a recommendation.

This page compares published provider information; personalized insurance guidance, eligibility and quotes are handled by the linked providers.

Each provider card links to its primary source. “Not verified” means the reviewed material did not establish the fact; it does not mean the coverage is excluded. Included and optional features are distinguished. Advertised starting prices are not equivalent policies or final quotes.

Source discrepancies: Canopy’s webpage and brochure show different deductible information, so no deductible comparison is asserted. CM&F’s headline uses per-occurrence wording while policy details use per-claim wording; the card follows policy details. Obtain actual policy documents from the provider. Canopy also uses both monthly-policy and payment-installment descriptions; confirm the policy term, upfront payment and fees before relying on the advertised monthly amount.

McORE provides this comparison and equipment links. The linked insurance provider, broker, or insurer handles eligibility, personalized quotes, applications, policy issuance, and insurance sales. No insurance referral partnership is represented; this page uses ordinary provider links without affiliate identifiers.